Disclaimer

1. General educational information only

The Business Growth Factor publishes content for the general education and information of small and medium-sized business owners and operators. Our content includes the website, podcast episodes, recap posts, newsletter, Community Connect sessions, downloadable resources, and any other materials we make available (collectively, the "Content").

The Content is general in nature. It does not take into account your specific facts, circumstances, jurisdiction, industry, or risk profile.

2. Not professional advice

Nothing in the Content is, or is intended to be, professional advice. The Content is not:

• Legal advice.
• Accounting, tax, audit, or assurance advice.
• Financial planning or investment advice.
• A recommendation to buy, sell, or hold any security or other financial instrument.
• Business valuation, exit planning, or mergers and acquisitions advice.
• Insurance, employment, human resources, health and safety, or regulatory compliance advice.
• Medical, mental health, or healthcare advice.

You should consult appropriately qualified professionals (a lawyer, CPA, financial advisor, insurance broker, and so on) before making any decision based on Content you receive from us.

3. No professional relationship

Accessing the Content, listening to the podcast, joining the community, or attending a Community Connect session does not create a professional advisor relationship of any kind between you and TBGF, our hosts, our guests, or our affiliated businesses.

In particular:

• Joshua Leyenhorst is a Chartered Professional Accountant regulated by CPA Alberta and the principal of BasePoint CPA. His participation in any TBGF Content is in a general educational capacity only. It does not create a CPA-client relationship, an audit or assurance engagement, or a tax or accounting engagement between Josh, BasePoint CPA, and you. For professional accounting services, retain Josh or another qualified CPA directly under a written engagement letter.
• Lyndon Smith is an operations consultant and the founder of Expansive EDGE. His participation in any TBGF Content is in a general educational capacity only. It does not create a consulting, advisory, or services engagement between Lyndon, Expansive EDGE, and you. For consulting services, retain Lyndon or another qualified consultant directly under a written services agreement.

4. Guests speak for themselves

Guest experts who appear on the podcast or in Community Connect sessions speak in their personal capacity. Their opinions are their own and do not necessarily reflect those of TBGF, the hosts, or our affiliated businesses. We do not warrant or endorse the accuracy or completeness of statements made by guests, and we are not responsible for any services they may offer separately.

5. Accuracy and currency

We make reasonable efforts to ensure the Content is accurate at the time of publication. Laws, regulations, tax rates, and best practices change. We do not guarantee that the Content is current, complete, or free from error. You should always verify information against current authoritative sources before relying on it.

6. No reliance

You should not rely on the Content as the sole basis for any business or personal decision. Any action you take based on the Content is at your own risk. We disclaim all responsibility for the consequences of any reliance.

7. Forward-looking statements

The Content may include forward-looking statements about trends, opportunities, and outcomes. These are inherently uncertain. Actual results may differ materially from any expectations expressed or implied.

8. Case studies, examples, and results

Case studies, examples, and results discussed in the Content are illustrative. Past or third-party results are not a guarantee or prediction of your results. Your circumstances are unique and outcomes will vary.

9. Third-party links and content

The Content may reference or link to third-party websites, products, services, or content. We do not control or endorse third parties and accept no responsibility for their content, accuracy, or practices.

10. Limitation of liability

To the fullest extent permitted by law, TBGF, our hosts, our guests, and our affiliated businesses (Expansive EDGE and BasePoint CPA) accept no liability for any loss, damage, or expense arising out of or related to your use of, or reliance on, the Content. This limitation applies even if we have been advised of the possibility of such loss. For the full liability framework, see our Terms and Conditions.

11. Questions

If anything above is unclear, contact us at [email protected] before relying on the Content.